What Is SDDFCU?
Did you know about SDDFCU? Have heard of finance. Let’s discuss it today. Over the years our financial savings has drastically changed. With the involvement of technology our approaches have been easier.
SDDFCU is the best financial cooperative system introduced for us. Its online digital banking has changed our life and experience. With using SDDFCU mobile app it been more easier to carry money.
San Diego federal credit union (SDDFCU) is a not for profit financial corporation. It has been serving since 1938 in San Diego. It is one of the biggest credit unions in California which offers all its members a complete range of financial services.
If you are thinking of creating a bank account the SDDFCU is the right option for you. With development of 11 years and trustworthy relationships with members, it’s growing its branches all over the globe.
Type Of Services Offered By SDDFCU
Service offered by SDDFCU are mentioned below;
- Online banking
- Saving accounts
- Credit cards
- Car loans (vehicle loan)
- Financial planning
- Personal loans
- Secured loans
- Digital Banking
- Seminar and webinars
If you want to become a member of SDDFCU then you are offered to contribute to charity programs. You can volunteer in activities held by SDDFCU.
Why Join SDDFCU?
Firstly SDDFCU allows members to take advantage of exclusive deals and discounts. It has a wide range of discounts and deals on products and services. Additionally a number of financial services which includes debt management, credit counselling, financial planning and much more
How To Join SDDFCU
To join San Diego federal credit union (SDDFCU) visit there official webpage and follow the instructions below;
- Open their official website (www.sdfcu.org)
- Scroll to “join know”
- Fill in the online form with completely details and documents
- On approval you will be asked to deposit minimum $5.00 to open a savings account
- You will receive a membership card from nearest branch office, or by mail
- Your membership card will be used whenever you transact business with the union.
SDDFCU Service And Resources
- Making loan payment can be easy
There are many ways to pay a loan. You can either pay through SDDFCU or from an external account. To learn how to do that just visit an SDDFCU office nearby.
You can also use your digital account to pay off your Loans. It’s easy to use and carry. SDDFCU has also introduced digital banking to ease the life of their members.
- SDDFCU Learning hub
You will get all the details and information about security best practices. Before applying for loan you are provided with complete details on loan, products, saving tips, and more
- Free credit scores
You can access your credit score without charges. Get to know how to save on loan in online banking with SDDFCU mobile app. SDDFCU has made it easier for you to keep in touch with your payments and loans.
- Financial counselling
BALANCE financial fitness is in partnership with SDDFCU providing you with free financial counselling. It also helps you with debt management analysis and much more.
- Online banking
You can manage your account and make payments. You can set up alerts and view details whenever you want.
- Mobile App
You can use the SDDFCU mobile app for depositing a check. You can find a free ATM and use Zelle. You can also pay bills.
- Text banking
This option allows you to look up recent history and I also allows quick view of your account balance
- Debit card
You get to enjoy the perks of a VISA card. You can make digital payments through your debit card.
Type Of Personal Loans To Apply
SDDFCU: Personal Loan
Personal loans are a convenient way to get access to funds. Personal loan or personal line of credit are useful financially when you need money for
- Debt consolidation
- House improvements
- Medical expenses
- Holiday costs
- Travelling and so on..
Personal loans are distributed in a lump sum by SDDFCU. The amount is between $500-$100,000. SDDFCU offers low rates and predictable monthly payment. SDDFCU has flexible terms up to 60 months without any prepayment penalties.
SDDFCU: Personal Line Of Credit (Money Line)
Personal line of credit allows you to avail loan in the range of $500-$30,000. A revolving line of credit is highly suitable with low fixed rates beside a credit card variable rates. No annual fee and it gives you the ability to write checks from your account.
SDDFCU monthly payments are based on your balance. It has automatic overdraft protection for checking accounts with no prepayment penalties.
SDDFCU: Savings Secured Personal Loan
Saving Secured loan is disbursed in lump sum. It is fully secured by funds in your share certificate or savings account. This type of loan is a good option providing Short term liquidity.
You can continually earn interest on your savings and have the money you need. saving Secured loan helps you rebuild and establish credit and for this SDDFCU is an expert.
SDDFCU: Extra Loan Protection
With extra loan protection you can protect yourself and your loved ones with credit disability. With life insurance you can secure the future of your family. Add this protection to your family with monthly payment.
SDDFCU Credit Card
Credit cards are a secure way of carrying money nowadays. You will get great benefits at low ratings with SDDFCU. Get convenient advantages and low rates while earning reward and points. You can even get gifts of cash back credit cards. There are three types of credit cards to fit your life.
Type Of Credit Cards
- Premium Cashback
With premium Cashback you can get 2% of Cashback on purchase. It also gives $200 offers as well as visa signature benefits.
- Platinum Reward
It gives Lowest interest rate options with flex points rewards for every $1 spent as well as platinum rewards benefits.
- Saving Secured platinum Reward
This credit card helps establish and rebuild credit. You can also earn flex points rewards through this credit card. With this card your funds are tied to a savings account.
SDDFCU: Type of checking accounts
There are three types of checking accounts which offer you flexibility. All types of interest and earning are included.
- Basic account
- Advantage account
- Privilege account
SDDFCU provides you auto loans to refinance your vehicle at lower rates. You can choose a loan that meets your needs. You can have a loan while purchasing a new, used, RV, boat or other vehicle.
New And Used Auto Loan
Terms are up to 84 months with fixed low rates.
SDDFCU helps you up to 125% financing. It also helps in taxes, dealer preps, trading, gap and extension warranties. Mechanical breakfast and credit disability insurance services are also available from SDDFCU trustable partners.
RV, Boat And Other Auto Loans
You can also apply for a loan for a boat, RV and other vehicle. There isn’t any restriction on size of a boat or RV. With SDDFCU you can finance 114 months on boats and RV.
Giving fixed and adjustable loans SDDFCU also offers many mortgage options at low rates, jumbo mortgage, first time home buyer loan, choose on vacation homes, investment properties, second homes and a plus options for members living overseas. You can pre-qualified for buying a home through SDDFCU online application.
There are two options to apply for mortgage loans
- Fixed Rate Mortgage
- Adjustable Rate Mortgage
SDDFCU partners also provide you with TruStage Auto and home insurance. It provides you with casualty coverage solutions and discounted property solutions. Home insurance is up to you. SDDFCU provides all helpful services to its members.
Seminar And Webinars
SDDFCU Hosts free financial and educational seminars and webinars on banking and investment topics. It also helps in getting to know your thrift savings, college savings, mortgage process and making the most from SDDFCU.
Online Or Digital Banking
With SDDFCU digital banking system is easy and secure to use and move your money. You can set up auto payment and check your accounts. You can keep in touch with your credit score. The best thing I’d that you can set up alerts.
How do I become a member?
Open a savings account in order to become a SDDFCU member.
How much balance do I have to open a savings account?
You will need a minimum amount of $5.
How to access SDDFCU?
You can find SDDFCU branch near by or become a member online through mobile application. Just fill in the membership form and become SDDFCU member.
What services are offered?
SDDFCU offers a wide range of financial services and offers from opening accounts to loans, credit and debit cards, insurance, investments and manyore.
With more than 11 years of experience SDDFCU banking has continuously focused on providing quality and financial services. I am also a member SDDFCU (San Diego federal credit union) and it’s an honour to say that they are trustworthy financial bankers.
If you are looking forward to buying a new home the SDDFCU is the best option for home mortgage loans with flexible payment. If you want to buy a vehicle like me then SDDFCU auto loans have the best option to choose from with low fixed rates and flexible payment methods.
Are you thinking of Insurance for your loved one then without any hesitation just visit SDDFCU online or a branch office near you. Got your family, you live one’s insurance today with SDDFCU insurance plans.
With saving accounts you can establish and rebuild your credit so hurry up and become a member of SDDFCU. Choose a plan that suits you